:root{--bg:#f6f2ea;--ink:#15222b;--mut:#56636c;--ac:#a8461f;--ac2:#86361a;--gr:#2f5d4e;--gr2:#224538;--soft:#ece5d7;--ln:#d9d0bd;--wh:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 "Segoe UI","Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:Charter,"Bitstream Charter","Sitka Text",Cambria,serif;font-weight:700;line-height:1.2;margin:0 0 .5em;letter-spacing:-.005em}h1{font-size:clamp(2.1rem,4.4vw,3.3rem)}h2{font-size:clamp(1.55rem,2.7vw,2.1rem)}h3{font-size:1.18rem}
a{color:var(--ac2)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--gr);outline-offset:2px;border-radius:4px}
p{max-width:68ch;margin:0 0 1em}.w{max-width:1120px;margin:0 auto;padding:0 24px}
.tb{background:var(--ink);color:#dfe6ea;font-size:.88rem}.tb .w{display:flex;gap:18px;justify-content:space-between;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}.tb a{color:#fff}.tb b{color:#f0b48f;font-weight:600}
header.hd{background:var(--bg);border-bottom:1px solid var(--ln);position:sticky;top:0;z-index:20}
header.hd .w{display:flex;align-items:center;gap:20px;min-height:74px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.logo{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none;font-family:Charter,Cambria,serif;font-weight:700;font-size:1.28rem}.logo img{display:block}
nav.mn{display:flex;gap:2px;margin-left:auto;flex-wrap:wrap}nav.mn a{color:var(--ink);text-decoration:none;padding:9px 12px;font-weight:600;font-size:.95rem;border-bottom:3px solid transparent}nav.mn a:hover{border-color:var(--ln)}nav.mn a[aria-current]{border-color:var(--ac)}
.btn{display:inline-block;background:var(--ac);color:#fff;padding:13px 26px;border-radius:6px;text-decoration:none;font-weight:700;border:2px solid var(--ac);font-size:1rem;cursor:pointer;font-family:inherit}.btn:hover{background:var(--ac2);border-color:var(--ac2)}
.btn.o{background:transparent;color:var(--ac2)}.btn.o:hover{background:var(--soft)}.btn.g{background:var(--gr);border-color:var(--gr)}.btn.g:hover{background:var(--gr2);border-color:var(--gr2)}.btn.sm{padding:9px 18px;font-size:.93rem}.btn.blk{display:block;text-align:center}
.hero{padding:56px 0 50px}.hero .w{display:grid;grid-template-columns:.95fr 1.05fr;gap:52px;align-items:center}
.hero .w.st{display:block;padding-top:0}.ph{position:relative}.ph img{display:block;width:100%;height:auto;border-radius:8px;position:relative;z-index:1}.ph:before{content:"";position:absolute;inset:16px -16px -16px 16px;border:2px solid var(--gr);border-radius:8px}
.kick{font-weight:700;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gr);display:block;margin-bottom:12px}
.lead{font-size:1.18rem;color:var(--mut)}.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.fr4{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--ln);background:var(--wh);margin-top:34px;border-radius:8px;overflow:hidden}.fr4 div{padding:16px 18px;border-left:1px solid var(--ln)}.fr4 div:first-child{border-left:0}.fr4 b{display:block;font-family:Charter,Cambria,serif;font-size:1.5rem;color:var(--ac2)}.fr4 span{font-size:.88rem;color:var(--mut)}
section.s{padding:62px 0}section.alt{background:var(--soft)}section.dk{background:var(--gr2);color:#e5efe9}section.dk h2,section.dk h3{color:#fff}section.dk p,section.dk li{color:#d3e2da}
.sh{max-width:700px;margin-bottom:30px}.sh p{color:var(--mut)}
.lst{border-top:2px solid var(--ink)}.li{display:grid;grid-template-columns:70px 1fr auto;gap:22px;align-items:center;padding:22px 0;border-bottom:1px solid var(--ln)}.li .n{font-family:Charter,Cambria,serif;font-size:2rem;color:var(--ac);font-weight:700}.li h3{margin:0 0 .2em}.li p{margin:0;color:var(--mut);font-size:.97rem}.li .pr{text-align:right;white-space:nowrap}.li .pr b{display:block;font-family:Charter,Cambria,serif;font-size:1.5rem}.li .pr a{font-size:.92rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.split.rev .ph{order:2}.split p{color:var(--mut)}
.hz{display:grid;grid-template-columns:repeat(5,1fr);gap:0;counter-reset:z}.hz>div{padding:18px 18px 0 0;border-top:3px solid var(--gr);position:relative;counter-increment:z}.hz>div:before{content:counter(z,decimal-leading-zero);font-family:Charter,Cambria,serif;font-size:1.3rem;color:var(--ac);font-weight:700;display:block;margin-bottom:6px}.hz p{font-size:.95rem;color:var(--mut);margin:0}.hz h3{font-size:1.05rem}
.tl{border-left:3px solid var(--gr);margin-left:12px;padding-left:28px}.tl>div{position:relative;padding-bottom:30px}.tl>div:before{content:"";position:absolute;left:-39px;top:6px;width:14px;height:14px;border-radius:50%;background:var(--ac);border:3px solid var(--bg)}.tl h3{margin-bottom:.2em}.tl p{margin:0;color:var(--mut)}.tl small{color:var(--gr);font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.76rem}
.nl{display:grid;grid-template-columns:1fr 1fr;gap:20px 40px}.nl ul{margin:0;padding-left:1.1em}.nl li{margin-bottom:.5em}
.pgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.pc{background:var(--wh);border:1px solid var(--ln);border-radius:8px;padding:24px 20px;display:flex;flex-direction:column}.pc.hot{border:2px solid var(--ac)}.pc .tg{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--ac);min-height:1.2em;margin-bottom:6px}.pc .pp{font-family:Charter,Cambria,serif;font-size:2.2rem;font-weight:700;line-height:1.1}.pc .pp small{display:block;font-family:"Segoe UI",Arial,sans-serif;font-size:.8rem;font-weight:400;color:var(--mut);margin-top:4px}.pc .pd{color:var(--mut);font-size:.95rem;margin:.8em 0}.pc ul{list-style:none;padding:0;margin:0 0 20px;flex:1}.pc li{position:relative;padding-left:22px;margin-bottom:.5em;font-size:.94rem}.pc li:before{content:"";position:absolute;left:2px;top:.55em;width:10px;height:6px;border-left:2px solid var(--gr);border-bottom:2px solid var(--gr);transform:rotate(-45deg)}
.tw{overflow-x:auto;border:1px solid var(--ln);border-radius:8px;background:var(--wh)}table{border-collapse:collapse;width:100%;min-width:640px;font-size:.95rem}th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--ln)}th{background:var(--soft);font-size:.86rem}td.y{color:var(--gr);font-weight:700}tr:last-child td{border-bottom:0}
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:start}.calc .box{background:var(--wh);border:1px solid var(--ln);border-radius:8px;padding:26px}.calc .rs{background:var(--ink);color:#fff;border-radius:8px;padding:26px;position:sticky;top:96px}.calc .rs h3{color:#fff}.calc .big{font-family:Charter,Cambria,serif;font-size:2.6rem;font-weight:700;line-height:1.1;margin:.2em 0}.calc .rs p{color:#cfd9de;font-size:.93rem}.bar{height:14px;border-radius:7px;background:rgba(255,255,255,.18);overflow:hidden;display:flex;margin:14px 0 6px}.bar i{display:block;height:100%}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:26px}.two>div{background:var(--wh);border:1px solid var(--ln);border-radius:8px;padding:26px}.two.cx{grid-template-columns:1.3fr .7fr;gap:44px}.two.cx>div{background:none;border:0;padding:0}
ul.ck{list-style:none;padding:0;margin:0 0 1em;max-width:68ch}ul.ck li{position:relative;padding-left:28px;margin-bottom:.55em}ul.ck li:before{content:"";position:absolute;left:3px;top:.5em;width:12px;height:7px;border-left:3px solid var(--gr);border-bottom:3px solid var(--gr);transform:rotate(-45deg)}section.dk ul.ck li:before{border-color:#9fd2bd}ul.ck.no li:before{border:0;transform:none;content:'\00d7';top:-.1em;left:5px;width:auto;height:auto;color:#f0b48f;font-weight:700;font-size:1.3em;line-height:1.3}
.band{background:var(--wh);border:2px solid var(--ink);border-radius:8px;padding:36px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}.band h2{margin:0 0 .2em}.band p{margin:0;max-width:54ch;color:var(--mut)}
details{background:#fff;border:1px solid var(--ln);border-radius:8px;padding:14px 18px;margin-bottom:10px}summary{cursor:pointer;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:14px}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--ac)}details[open] summary:after{content:"\2212"}details p{margin:.8em 0 0;color:var(--mut)}
.note{font-size:.93rem;color:var(--mut);background:#fff;border:1px solid var(--ln);border-left:5px solid var(--ac);border-radius:6px;padding:12px 16px;margin:20px 0 0;max-width:72ch}
.pgh{padding:46px 0 10px}.pgh h1{margin-bottom:.3em}.pgh .lead{max-width:62ch}.doc{padding:20px 0 60px;max-width:820px}.doc h2{font-size:1.35rem;margin-top:1.6em}
.art{background:#fff;border:1px solid var(--ln);border-radius:8px;padding:28px;margin-bottom:20px}.art h2{font-size:1.45rem}.art small{font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gr)}
label{display:block;font-weight:700;font-size:.9rem;margin:14px 0 6px}input,textarea,select{width:100%;padding:12px 13px;font:inherit;border:1.5px solid #aaa493;border-radius:6px;background:#fff;color:var(--ink)}input:focus,textarea:focus,select:focus{border-color:var(--gr)}
form.f{max-width:660px}label.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin-top:18px}label.chk input{width:auto;margin-top:6px}.status{margin-top:16px;padding:14px 16px;border-radius:6px;background:var(--soft);border:1px solid var(--ln)}
footer.ft{background:var(--ink);color:#c5d0d6;padding:50px 0 28px;font-size:.95rem}footer.ft h3{color:#fff;font-size:1.05rem}footer.ft a{color:#fff}footer.ft .fg{display:grid;gap:30px;grid-template-columns:1.3fr 1fr 1fr}footer.ft p{margin:0 0 .5em}footer.ft ul{list-style:none;padding:0;margin:0}footer.ft li{margin-bottom:.4em}.lk{background:none;border:0;color:#fff;text-decoration:underline;font:inherit;padding:0;cursor:pointer}.copy{max-width:none;border-top:1px solid rgba(255,255,255,.18);margin-top:28px;padding-top:16px;font-size:.88rem}
.cc{position:fixed;left:50%;transform:translateX(-50%);bottom:16px;z-index:50;background:#fff;border:2px solid var(--ink);border-radius:10px;box-shadow:0 10px 36px rgba(21,34,43,.3);max-height:88vh;overflow:auto;width:min(720px,calc(100% - 28px))}.cc-in{padding:18px 22px}.cc h2{font-size:1.1rem}.cc p{font-size:.93rem;color:var(--mut)}.cc-b{display:flex;flex-wrap:wrap;gap:10px}.cc .btn{padding:10px 18px;font-size:.95rem}.cc-opt label{display:flex;gap:10px;align-items:flex-start;font-weight:400;margin:10px 0}.cc-opt input{width:auto;margin-top:6px}
@media(max-width:960px){.hero .w,.split,.calc,.two,.two.cx,.nl{grid-template-columns:1fr}.split.rev .ph{order:0}.hero{padding:40px 0}.pgrid{grid-template-columns:1fr 1fr}.hz{grid-template-columns:1fr 1fr;gap:26px 0}.fr4{grid-template-columns:1fr 1fr}.fr4 div:nth-child(3){border-left:0}.fr4 div:nth-child(n+3){border-top:1px solid var(--ln)}.li{grid-template-columns:50px 1fr}.li .pr{grid-column:2;text-align:left}footer.ft .fg{grid-template-columns:1fr}nav.mn{margin-left:0;width:100%}header.hd{position:static}.calc .rs{position:static}.ph:before{inset:10px -8px -10px 10px}.band{padding:26px}}
@media(max-width:560px){.pgrid,.hz,.f2{grid-template-columns:1fr}.w{padding:0 18px}.fr4{grid-template-columns:1fr}.fr4 div{border-left:0;border-top:1px solid var(--ln)}.fr4 div:first-child{border-top:0}}